Ghashful’Programs

Health

In the perspective of being committed to first-track progress in achieving one of the SDGs mentioning good health and well-being, Ghashful is implementing Health Program as one of the most remarkable development interventions through different approaches. The program provides health services through different mechanisms in the operational areas surrounding all stages of human life to ensure a healthy community. Ghashful has been playing a significant role to ensure health services for the neglected children of the urban and rural working areas.

Health Services – Fixed clinic – Satellite clinics – Health Camp – Eye Care – General Health Services – Family Planning Service and Safe Delivery – EPI – Pathological Test – P.T. – Pathological Test – CBG – Health Service for Elderly People – Health Services for Garments Workers – Health Card Services – Awareness Program – Linkage with Government Services – Immunization

Awareness Building – TBA workshop – STD, HIV/AIDS orientations – Group meetings – Special day observation – ARH Life skill Training.

Education

Ghashful is implementing the Education Program in two categories:

1. Non-Formal Education
2. Formal Education

The Interventions and Activities of Ghashful Education Programs are: 

1. Non-Formal Education

• Child Development Center (CDC)
• Tutorial assistance through ENRICH program – Evening Learning Center
• Adolescent Development Center (ADC)
• Second Chance Education (SCE) for dropout Children
• Child Banking – No. of Children 3500

  

2.     Formal Education

• Formal Education for low-income families: Ghashful Paran Rahman School
  

 

Overview of Education Program

Sl. No.	Component
				No. of School	No. of Student
1.	Ghashful Paran Rahman School			1	123
2.	Second Chance Education Project			142	4260
3.	Ghashful Bikash Kendra (CDC)			1	60
4.	Boikalik Pathdan Kendra			75	2058
5.	Elderly Learning Center			1	60
Total				220	6561

Governance

Ghashful programs also include governance and advocacy. Both promote good societal governance and the rights of Bangladeshi citizens. Ghashful carries out proactive research to articulate, influence and change public opinion and government policy on poverty alleviation and sustainable development issues. Ghashful also operates Legal Aid activities to support underprivileged and poor women as a member of District Legal Aid Committee (DLAC).

 

Good Governance – Meetings, workshops and training to promote good governance – Issue-based campaigns – Issue-based advocacy – Formation of Community Violence Watch Groups Publication: – Quarterly Ghashful Barta – Issue-based publications  Networking – Media and affiliated Partners – Committee formation – Salish (Mediation) – Human Rights Education Program (HREP) Action Research – Salish (Mediation) Baseline Survey -Qualitative survey -Impact survey -Baseline survey

Reporting – Monthly report to the Deputy   Commissioner/ – Monthly report to the  TNO – Six monthly Monitoring Report – Participatory Review & Reflection   Process (PRRP) Report – Annual Report Advocacy – Meeting with stakeholders – Theatre – Video screenings – Special day observation

 

Microfinance & Financial Inclusion

End Poverty &Economic Development

Microfinance and Financial Inclusion of Ghashful is one of the highly estimable projects as it directly relates to the integrated development approach of SDGs, a universal call to action to end poverty. It has already been proven that the micro credit-based intervention might be a very effective tool for poverty alleviation and empowering the poor in the world as it ensures financial empowerment at the grassroots level.

Ghashful started its Microfinance (MF) program since 1993 as a pilot project. It is well known that the Macro credit-based Institutes like the Banks and financial institutes have a lack of access for the poor people to enjoy the facilities of saving, borrowing as well investing money in small but potential businesses. The services and supports provided by the Microfinance and Financial Inclusion program has remarkably enabled the poor and grassroots level potential entrepreneurs to get engaged with different income generating activities which in turn, allows them to become economically self-sufficient. In view of the fact, in 1997 the microfinance program became a core activity of Ghashful with the assistance of AAB.

In 2005 with the aim to scale up the financial supports in different segments of the society and to increase income earning sectors and making employment, Ghashful started its new era of Microfinance through making partnership with PKSF.

The MF program has done a lot to achieve the mission of developing a self-reliant society in different communities as it supports the capacity building interventions by creating easy and available access to get financial supports for the community people in the working areas. Besides this, the microfinance program has helped the organization to achieve sustainability of its other social development activities.

At present, Ghashful is investing the efforts to develop a productive young generation by exploring their potentials with earning financial empowerment. The organization has already taken initiative to digitalize the inclusive financial services and green finance to end poverty in all its form everywhere.

The Microfinance based interventions with various dimensions of implementations are on the process of being linked with the Macro-credit-oriented facilities and opportunities. Recently, the collaboration with banks and other financial institutions has been enriching the program day by day by creating an unconstrained access for the grassroots level people even in such institutions.

Component of Microfinance – Jagoron – Agrosor – Buniad – Sufolon – ENRICH – Abason – SEP – LEPIG – TDS

Training – Shomiti Management – Leadership – Enterprise Development &   Business Management (EDBM) Awareness – Community meetings – Special day observation.

Implementation Strategies & Approaches

1. Special focus on women’s empowerments
2. Priority on the poor and potential entrepreneurs
3. Participatory Management Approach
4. Conventional and Green Microfinance
5. Value Chain Development
6. Financial Inclusion with services
7. Risk Management
   
   

   

 

Micro Finance at a Glance (June-2020)

Sl. No.	Component	Member	Borrower	Savings Balance	Cumulative Disburse	Cumulative Recovered	Outstanding	Overdue	Area Coverage
1.	Jagoron	52334	36212	422654624	10270983700	9684214390	586769310	81082554	Chattogram Feni Cumilla Dhaka Naogaon Chapainababgonj
2.	Agrosor	5702	8551	157812985	3049947000	2647081491	402865509	47146383
3.	Buniad	931	741	3162379	94245000	87754718	6490282	856729
4.	Sufolon	4211	9934	25003042	2588342000	2343895863	244446137	66184814
5.	ENRICH	2094	1739	13894628	172537000	127188218	45348782	6309569
6.	Abason	0	39	0	10850000	1866607	8983393	0
7.	LEPIG	63	63	161674	1840000	45198	1794802	129698
8.	SEP	18	22	291262	5550000	174419	5375581	0
9.	Sahos	0	0	0	8000000	8000000	0	0
8.	TDS	10963	0	40059454	0	0	0	0
Total		76316	57301	663040048	16202294700	14900220904	1302073796	201709747

N.B: Covid-19 Overdue = 14,38,70,302